Wealth Planning
Create a comprehensive financial plan for today’s needs and tomorrow’s goals.
For many individuals, wealth planning is the lynchpin in creating a financial strategy that lets you achieve the important goals in your life. When you work with LSNB, our wealth managers will listen to your unique circumstances, take time to learn about your family’s history, and identify values important to you, building a comprehensive wealth management plan reflecting your needs—and your dreams.
A Team Effort
Successful wealth planning involves many moving parts, and it takes teamwork. Our wealth planners partner closely with other professionals within and outside of the LSNB family, from attorneys to CPAs and business consultants. Our team-focused strategy means that you can enjoy customized, extensive, and accurate solutions for you and your family.
Financial success and stability doesn’t just happen. It takes time, consideration, careful planning—and professional insights. That’s why so many individuals in South Texas rely on our experienced wealth managers to help them create dependable financial and investment strategies to meet their lifestyle needs and goals.
Wealth-Planning Services—For Every Need
- Identifying Life Goals and Objectives: Uncover the important milestones you wish to achieve in your lifetime, and chart realistic ways to get there.
- Cash Flow Modeling: Create accurate projections for future income and expenses to ensure your wealth plan is adequately funded and provides sufficient returns.
- Risk Tolerance Analysis: Different investments come with different levels of risk. We’ll work with you to find investments that match your risk preferences, making adjustments as needed as you approach retirement or other life changes.
- Asset Allocation Needs and Diversification Assessment: To ensure funds are there when you need them, we will tailor your investments and balance your portfolio to meet your needs today and tomorrow.
- Estate & Tax-Efficient Wealth Transfer Planning: Ensuring your legacy often requires more than a simple will. Working with LSNB Trust Services, we can find solutions that protect your life’s work and ensure a smooth transfer to your successors.
- Life Insurance, Disability, Long-Term Care, and Wealth Protection Considerations: A solid wealth plan prepares for the unexpected. These assurances can help protect your assets and your family in the event of an unforeseen or unfortunate circumstance.
- Business Succession Planning: Whether you are transitioning your business to a new owner or new generation, or winding down your business functions, we can help you devise a course of action to minimize income disruption, reduce tax burdens, and make the most of the enterprise you’ve built.
Meet Our Wealth Management Team
At LSNB, our advisors embody trust and innovation, empowering clients to build a lasting financial legacy. Our team specializes in personalized strategies that focus on wealth preservation and growth, ensuring each client’s journey towards financial empowerment is secure and successful.
Carlos Hilario
Michael Costa
Rafael Munguia
Ismael Rodriguez Jr.
Alexander Gelman
Vanessa Grajeda
Dora Alvarado
Yliana Mora
Build and Protect Your Financial Future
Investment & Insurance Products : NOT FDIC INSURED – NOT GUARANTEED BY THE BANK – MAY LOSE VALUE
