Business Owner’s Policy

Comprehensive Coverage for Your Small Business

When your small business has straightforward insurance needs, a Business Owner’s Policy (BOP) can offer property and general liability insurance coverage, on a single discounted contract. 

Business Owner’s Insurance vs. General Liability Insurance and Property Insurance

When you purchase general liability insurance and business property insurance as separate policies, you can create highly-customized protections that meet robust needs—ideal for larger businesses and businesses with higher levels of risk. And some small businesses without a significant amount of property (especially new businesses), may start with only a general liability plan. However, small businesses with significant property and equipment can save money by combining liability and property coverages into one business owner’s policy.

Business owner’s insurance covers both general liability and property protections, and coverage is often customizable. It protects your business from damages and losses and can help you avoid a business shut down. Businesses with higher risk profiles may not qualify, so it’s important to talk to your agent to see if a BOP is available for you.

Different businesses have different insurance requirements. We can help you find the right policy to meet yours, whether it’s a business owner’s policy that simplifies your insurance requirements, or individual plans that offer specific protections that match your unique needs and risks.

Benefits of Working with Lone Star for Your Property and Liability Insurance Needs

When you work with an experienced, community-based agency like Lone Star Insurance Services to protect your business, you can count on:

Protect and Secure Your Financial Future with Lone Star Insurance Services

When you work with us, know that you’ll have coverage and service you can count on, from applying for the right policy tailored to your unique business needs to navigating claims. Reach out to our agents today to learn more about our insurance for business owners and see how you can keep your South Texas business protected and secured with Lone Star. Let’s get started today!

Rio Grande Valley – (956) 682-1722 
San Antonio – (210) 572-3222