Student Checking
Easy Banking Wherever You Go.
Financial independence starts here at Lone Star National Bank.
Easy Banking Experience
Account Features
- No Account Service Fees: For students under the age of 25 with a valid student ID.
- Flexible Initial Deposit: Begin with just $50 and manage your finances without the burden of high entry requirements.
- Fee Waiver options: Maintain your account without monthly fees by straightforward criteria.
Account Information
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Waive the $8 Monthly Fee by meeting one of the following criteria:
- Student under the age of 25 with a valid student ID
- Total of at least $100 direct deposit of (ACH) credit(s) per statement cycle
- 20 posted debit card purchases/payments per statement cycle
- $400 minimum daily balance
- Waive the $3 monthly paper statement fee by enrolling in eStatements.
- Initital Deposit of $50.
- Available for 13 to 17 year-olds when co-owned by a parent/guardian currently banking with Lone Star National Bank.
Terms & Conditions
Service available. Certain conditions apply.
(1) Subject to the terms and conditions detailed in the Guide to Benefits. Participating merchants on BaZing are not sponsors of the programs, are subject to change without notice, may not be available in all regions and may choose to limit deals. (2) Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK. (3) For current rates, visit one of our Banking Centers or call 1-800-580-0322. Rates are subject to change at Bank’s discretion. (4) Internet Banking, Unlimited Bill Pay, LSNB Mobile’, LSNB Card Manager and eStatements require enrollment in Internet Banking. LSNB Mobile’ requires Web access and access fees may be charged by your mobile carrier, check with your mobile provider for specific details on fees and charges. (5) ATM or Visa Debit cards are available upon request. (6) ATM withdrawals at Lone Star National Bank ATMs and Allpoint Network ATMs at no charge. Fees may apply at other bank ATMs. (7) Surcharge-free ATMs. Visit allpointnetwork.com or download the Allpoint app to find an Allpoint ATM. Available through the Apple, Google or Windows store. (8) Availableto LSNB Mobile App users. (9) Copyright © 2023 . All rights reserved. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. (10) Bank to Bank QuickTransfers are available to Online Banking and LSNB Mobile’ App users. (11) Requires enrollment through Mobile Wallet App. (12) Proof of student status is required to avoid the monthly service fee, service fee may continue to be waived for students over 25 and over with a valid student ID. (13) For 13 to 17 year olds. Account must be co-owned by a parent/guardian. Parent/guardian account must be linked to the parent/guardian personal checking account with a sweep arrangement (excluding Customer Care and Student Checking Account).
Other account and service fees may apply. Fees are subject to change at the Bank’s discretion.
Key Benefits
ATM Freedom:
Access your money at more than 50,000 ATMs worldwide with Allpoint Network.
Digital Banking Excellence:
Full suite LSNB Mobile and Internet Banking for 24/7 account access.
Zelle®:
Send money with Zelle®.
Mobile Wallet:
A quick and easy way to use your LSNB debit card on the go.
Comprehensive Services:
Access to industry experts for any step of your financial journey: Buying a home, Starting a business, Insurance, Investments, Wealth Management & Trust.
Choose Financial Independence With LSNB
At LSNB, your financial health is our mission. We’re dedicated to offering sophisticated solutions that enrich your life.