Smart Choice Checking Account

Maximize Your Everyday Spending with LSNB

The best choice for smart banking in South Texas.

Enjoy Big Benefits with Minimal Requirements

Our checking account is not just easy to start but packed with value.

Account Features

Account Information

Service available. Certain conditions apply.

(1) Subject to the terms and conditions detailed in the Guide to Benefits. Participating merchants on BaZing are not sponsors of the programs, are subject to change without notice, may not be available in all regions and may choose to limit deals. (2) Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK. (3) For current rates, visit one of our Banking Centers or call1-800-580-0322. Rates are subject to change at Bank’s discretion. (4) Internet Banking, Unlimited Bill Pay, LSNB Mobile™, LSNB Card Manager™ and eStatements require enrollment in Internet Banking. LSNB Mobile™ requires Web access and access fees may be charged by your mobile carrier; check with your mobile provider for specific details on fees and charges. (5) ATM or Visa® Debit cards are available upon request. (6) ATM withdrawals at Lone Star National Bank ATMs and Allpoint Network ATMs at no charge. Fees may apply at other bank ATMs. (7) Surcharge-free ATMs. Visit or download the Allpoint app to find an Allpoint ATM. Available through the Apple, Google or Windows store. (8) Available to LSNB Mobile App users. (9) Bank to Bank transfers are available to Internet Banking and LSNB Mobile™ App users. (10) Requires enrollment through Mobile Wallet App. Other account and service fees may apply. Fees are subject to change at the Bank’s discretion.

Key Benefits

We’re more than a community bank. Lone Star National Bank offers a range of convenient services to help our customers through every stage of life.

ATM Freedom:

Access your money at more than 50,000 ATMs worldwide with Allpoint Network.

Digital Banking Excellence:

Full Suite LSNB Mobile and Internet Banking for 24/7 account access.


Send money with Zelle®.

Mobile Wallet:

A quick and easy way to use your LSNB debit or credit card on the go.

Comprehensive Services:

Access to industry experts for any step of your financial journey: Buying a home, Starting a Business, Insurance, Investments, Wealth Management & Trust.


LSNB Rewards

We Reward your loyalty

Did you know that your Lone Star National Bank Rewards checking account gives you exclusive access to thousands of deals on shopping, dining, travel, and entertainment?

Your Local Banking Partner in South Texas

Looking to elevate your banking experience with a rewards-filled checking account? Visit us at any of our branches from the Rio Grande Valley to San Antonio, and let’s make your everyday banking a smarter choice.