Commercial Checking Accounts

Advanced Banking Solutions for Your Growing Business

In the dynamic world of business, having a financial partner that understands the complexity of your operations is vital. Our Commercial Checking Account is crafted for mid-size to large businesses that navigate high transaction volumes and require sophisticated banking solutions.

Designed to Optimize Your Business

Our account is engineered for efficiency, helping you optimize cash flow and seamlessly integrating with a suite of business banking services. With LSNB, you receive more than just an account; you gain a partnership that propels your business forward.

Account Features:

Account Information:

Service available. Certain conditions apply.

(1) Internet Banking, Unlimited Bill Pay, LSNB Mobile™, and eStatements require enrollment in Internet Banking. LSNB Mobile™ requires Web access and access fees may be charged by your mobile carrier; check with your mobile provider for specific details on fees and charges. (2) ATM or Visa® Business Debit Cards are available upon request. (3) ATM withdrawals at Lone Star National Bank ATMs and Allpoint Network ATMs at no charge. Fees may apply at other bank ATMs. (4) Surcharge-free ATMs. Visit or download the Allpoint app to find an Allpoint ATM. Available through the Apple, Google or Windows store. (5) Available to LSNB Mobile™ App users. (6) Requires enrollment through Mobile Wallet App. (7) Treasury Management services such as ACH Origination, Positive Pay, Merchant Card Services, Account Reconciliation, CD-ROM Statements and Office Banker™ are available for business checking accounts. Certain fees and conditions apply. Approval may be required. (8) Account analysis is used to determine the monthly fee for a Commercial Checking Account. Account analysis is a method used to compensate commercial accounts for collected balances in the form of a monthly earnings credit. The earnings credit is used to reduce or eliminate account fees. The earnings credit is calculated based on the 90 day Treasury Bill as posted in the Wall Street Journal. The earnings credit rate is a variable rate that may change at our discretion as often as daily. (9) For current rates please visit one of our Banking Centers or call 1-800-580-0322. Rates are subject to change at Bank’s discretion. (10) $3.00 monthly paper statement fee or eStatement at no charge. Paper statements do not include check copies or images. Free check images are provided with Internet Banking. (11) 200 items per statement cycle at no charge. Excess items are $.175 each. Items include Debits and Credits. Should your account exceed 200 items per statement cycle for three consecutive months, the bank has the discretion to convert your LSNB Business Checking account to a Commercial Checking account. Other account and service fees may apply. Account fees are subject to change without notice. 

Key Benefits

Designed to make your banking experience as straightforward as possible.

Business Payment Solutions:

From Treasury Management Solutions to Merchant Card Services, we provide the means to streamline and safeguard your financial operations.

Loans & Financing:

Resources and financial strength to support your business growth and financing needs.

Business Support and Security:

Benefit from services like Positive Pay and Night Depository, ensuring your funds are secure and your transactions are protected.

Digital Banking Excellence:

From Internet Banking to LSNB Mobile, manage your finances with ease.

LSNB Quick Deposit:

Deposit checks on the go anywhere in the US.

Mobile Wallet:

A quick and easy way to use your LSNB debit or credit card with just a tap.

ATM Freedom

Access your money at more than 50,000 ATMs worldwide with Allpoint Network.

Comprehensive Services:

Access to industry experts for any step of your financial journey: Buying a Home, Starting a Business, Insurance, Investments, Wealth Management & Trust.

Enhance Your Financial Operations with Treasury Management

While treasury management is a separate entity, its relevance to commercial clients is undeniable. 

Expand Your Business Banking with:

Seamless Business Banking Experience

With LSNB’s innovative digital banking tools, your financial management becomes effortless. Discover the convenience of eStatements, Online Bill Pay, LSNB QuickDeposit, and more features designed to streamline your operations.

With numerous banking centers across South Texas and robust digital services, Lone Star National Bank is equipped to simplify your financial management and support your company’s growth. As your local business banking ally, we provide the strength, security, and accessibility your business deserves.

Open Your Account Today

Looking for an account that meets your business’s comprehensive banking needs? Contact us or visit one of our conveniently located branches from the Rio Grande Valley to San Antonio, and let’s discuss how we can support your business’s financial journey.
Let’s get started today! (956) 984-2440