Your Legacy Upgraded!
Exclusive banking, rewards, and community experiences designed for those 55 years and up
Program Benefits
Elite Checking Account
- LSNB Rewards
- Savings Network (travel, dining, shopping)
- ID Theft Aid
- $10,000 Accidental Death Insurance
- Cell Phone Protection
- Roadside Assistance
- Health Savings Card
- Buyer’s Protection & Warranty
Legacy Community
- Legacy Social Events
- Health & Financial Wellness Events
- Special Event Invitations
- RGV Vipers Tickets (limit 2 per customer)
Interested in More Benefits?
How To Qualify
To enjoy full benefits, members must be 55+ years of age and Maintain an Elite Checking Account with:
At least $15,000 average daily balance, or
$150,000+ in total relationship balances
Already a member through our Legacy Checking Account? Welcome Back!
You’ve been automatically enrolled—no action or additional qualifications required.
Membership Tiers
Explore the benefits
| Features | Lone Star Legacy Checking |
Elite Checking | Elite Checking + Platinum Banking |
|---|---|---|---|
| Interest-Bearing | ✔ | ✔ | ✔ |
| Fee Waiver Options | ✔ | ✔ | ✔ |
| Cashier’s Checks / Money Orders | 2 per visit | 2 per visit | 2 per visit |
| 50% Discount on Safe Deposit Box | ✔ | ✔ | ✔ |
| Notary Signature Services | ✔ | ✔ | ✔ |
| Early Direct Deposit Get your money up to one business day early | — | ✔ | ✔ |
| Digital Banking | ✔ | ✔ | ✔ |
| NEW: LSNB Rewards | |||
| Accidental Death Insurance | — | ✔ | ✔ |
| Health Savings Card | — | ✔ | ✔ |
| ID Theft Aid | — | ✔ | ✔ |
| Roadside Assistance | — | ✔ | ✔ |
| Savings Network | — | ✔ | ✔ |
| Buyer’s Protection & Warranty | — | ✔ | ✔ |
| Cell Phone Protection | — | ✔ | ✔ |
| NEW: Legacy Community | |||
| RGV Vipers Tickets Limit 2 per customer | — | ✔ | ✔ |
| Legacy Social Events Near You | ✔ | — | ✔ |
| Health & Financial Wellness Events | ✔ | — | ✔ |
| NEW: Platinum Banking Benefits | |||
| Wealth Relationship Manager | — | — | ✔ |
| Platinum Debit Card | — | — | ✔ |
| FREE Financial Plan + Insurance Reviews | — | — | ✔ |
| Special CD Rates + Loan Discounts | — | — | ✔ |
| Estate & Trust Services | — | — | ✔ |
| Eligibility Requirements | |||
| Lone Star Legacy Checking Account |
• 55+ years of age • Maintain an Elite Checking Account with: – At least $15,000 average daily balance, or – $150,000+ in total relationship balances To upgrade, call or visit a banking center today! |
• 55+ years of age • Maintain an Elite Checking Account with: – At least $15,000 average daily balance, or – $150,000+ in total relationship balances Schedule your Legacy Review today! |
|
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Frequently Asked Questions
What if I was already a Legacy Club Member? (prior to August 1, 2025)
+You remained enrolled in the upgraded, re-launched program. We value your loyalty. As a Legacy Checking Account holder, there are no minimum balances required. You’ll enjoy access to Legacy Community events and benefits. Upgrade at any time to unlock additional benefits via our Elite Checking account, or legacy and financial planning through Platinum Banking offered by LSNB’s Wealth Management & Trust services.
Who is eligible for the new Lone Star Legacy Club?
+Customers aged 55+ with either a Lone Star Legacy Checking or an Elite Checking Account. Full benefits are available when maintaining a $15,000 average balance or a $150,000+ total relationship balance.
What’s the difference between Legacy Checking, Elite Checking, and Platinum Banking tiers?
+Legacy Checking is a grandfathered tier for members enrolled before August 1, 2025 with no additional requirements. Elite Checking members meet balance thresholds to unlock premium perks. Platinum Banking members receive dedicated wealth services, special CD rates, loan discounts, and more.
Do I need to apply to join the Legacy Club?
+No application is needed. If you meet the eligibility criteria, you’ll be enrolled automatically. If you’re not sure you qualify, speak with a banker or call (800) 580-0322.
Can I bring a guest to a Legacy Community event?
+In most cases, yes; typically limited to one guest per member. Check individual invitations for guest policies and RSVP requirements.
How do I request RGV Vipers tickets?
+Call or visit a banking center, or contact customer service at (800) 580-0322. A digital request link will be emailed once the season opens. Submit requests at least 7 days in advance. Limit 2 tickets per account holder, subject to availability.
Terms & Conditions
Lone Star Legacy Club™ is a relationship-based customer benefits program offered by Lone Star National Bank. It is designed to reward eligible customers with exclusive banking services, lifestyle benefits, and community experiences. Membership is available to customers who:
- Are age 55 or older
- Hold a Lone Star Legacy Checking or Elite Checking account
- Maintain one of the following:
- An average balance of $15,000 in eligible checking, or
- A total relationship balance of $150,000+ across eligible Lone Star accounts and services
Eligibility is reviewed periodically. Lone Star National Bank reserves the right to adjust or revoke membership status if requirements are no longer met. Customers who participated in the Legacy Club prior to August 2025 may retain membership as part of our Grandfathered tier. Legacy benefits will remain in place unless the qualifying account(s) are closed or minimum requirements are no longer met.
All benefits are subject to change, availability, and eligibility. Specific benefits may require an upgrade, enrollment, or service activation (e.g., LSNB Rewards, Safe Deposit Box, Platinum Banking). Cell phone protection, personal identity theft benefit, buyer’s protection, and extended warranty are subject to additional terms and conditions. Participating merchants on BaZing are not sponsors of the program, may change without notice, and may not be available in all regions.
Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK. Event access may be limited and requires RSVP. Legacy Club members may bring a guest to most events unless otherwise specified. Ticketed or capacity-limited events (e.g., sports games, social events) are first-come, first-served. Event dates, speakers, and content are subject to change. Lone Star National Bank reserves the right to modify, suspend, or terminate the Legacy Club program—or any part of its benefits—at any time with or without notice.
