LSNB Premium Business Checking
a New Course in Financial Mastery
It’s time to let your business banking not only meet expectations but exceed them, turning everyday transactions into opportunities for growth.
Where Earnings and Excellence Meet
Elevate your business to new heights with LSNB’s Premium Business Checking, tailored for visionaries who command both stability and prosperity.
Account Features:
- Tiered Interest Rates: The more you save the more you earn, with rates that increase along with your balance.
- Fee Waiver Options: Maintain your account without monthly fees by meeting minimum balance criteria.
- Safe & Insured: Funds insured by the FDIC up to the maximum allowed by law.
- Flexibility: 200 items at no charge.
- Savings on Deposits: Cash deposits at no charge.
Account Information:
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Waive the $12.50 monthly service fee by meeting one of the following criteria:
- $1,500 minimum daily balance.
- 15 posted debit card purchase/payments per statement cycle.
- Waive the $3 monthly paper statement fee by enrolling in eStatements.
- Imaged statements available upon request.
Terms & Conditions
Service available. Certain conditions apply.
(1) Internet Banking, Unlimited Bill Pay, LSNB Mobile™, and eStatements require enrollment in Internet Banking. LSNB Mobile™ requires Web access and access fees may be charged by your mobile carrier; check with your mobile provider for specific details on fees and charges. (2) ATM or Visa® Business Debit Cards are available upon request. (3) ATM withdrawals at Lone Star National Bank ATMs and Allpoint Network ATMs at no charge. Fees may apply at other bank ATMs. (4) Surcharge-free ATMs. Visit allpointnetwork.com or download the Allpoint app to find an Allpoint ATM. Available through the Apple, Google or Windows store. (5) Available to LSNB Mobile™ App users. (6) Requires enrollment through Mobile Wallet App. (7) Treasury Management services such as ACH Origination, Positive Pay, Merchant Card Services, Account Reconciliation, CD-ROM Statements and Office Banker™ are available for business checking accounts. Certain fees and conditions apply. Approval may be required. (8) Account analysis is used to determine the monthly fee for a Commercial Checking Account. Account analysis is a method used to compensate commercial accounts for collected balances in the form of a monthly earnings credit. The earnings credit is used to reduce or eliminate account fees. The earnings credit is calculated based on the 90 day Treasury Bill as posted in the Wall Street Journal. The earnings credit rate is a variable rate that may change at our discretion as often as daily. (9) For current rates please visit one of our Banking Centers or call 1-800-580-0322. Rates are subject to change at Bank’s discretion. (10) $3.00 monthly paper statement fee or eStatement at no charge. Paper statements do not include check copies or images. Free check images are provided with Internet Banking. (11) 200 items per statement cycle at no charge. Excess items are $.175 each. Items include Debits and Credits. Should your account exceed 200 items per statement cycle for three consecutive months, the bank has the discretion to convert your LSNB Business Checking account to a Commercial Checking account. Other account and service fees may apply. Account fees are subject to change without notice.
Key Benefits
Designed to make your banking experience as straightforward as possible.
Digital Banking Suite:
From Internet Banking to LSNB Mobile™, manage your finances with sophistication and ease.
Business Payment Solutions:
From Treasury Management Solutions to Merchant Card Services, we provide the means to streamline and safeguard your financial operations.
Loans & Financing:
Resources and financial strength to support your business growth and financing needs.
Business Support And Security:
Benefit from services like Positive Pay and Night Depository, ensuring your funds are secure and your transactions are protected.
Digital Banking Excellence:
From Internet Banking to LSNB Mobile, manage your finances with ease.
LSNB Quick Deposit:
Deposit checks on the go anywhere in the US.
Mobile Wallet:
A quick and easy way to use your LSNB debit or credit card with just a tap.
ATM Freedom:
Access your money at more than 50,000 ATMs worldwide with Allpoint Network.
Comprehensive Services:
Access to industry experts for any step of your financial journey: Buying a Home, Starting a Business, Insurance, Investments, Wealth Management & Trust.
Financial Clarity And Control
- Service Fee: The monthly service fee is a relic of the past for those who meet our balance or transaction criteria.
- Statement Choices: Opt for eStatements and eliminate paper statement fees, embracing both convenience and sustainability.
- Transaction Flexibility: While we offer generous transaction limits, we maintain transparent fees for those who exceed them.
- Intelligent Analysis: Our account analysis services are detailed and designed to optimize your banking experience.
- Earn Where It Counts: While this account is interest-bearing, specific details regarding earnings credits are tailored to your business.
Choose Premium for Your Financial Growth
At LSNB, the financial health of your business is our mission. We’re dedicated to offering sophisticated solutions that move your business forward. Reach out to us for personalized support, or drop by one of our branches from the Rio Grande Valley to San Antonio, and let’s start building your business banking relationship today.
Let’s get started today! (956) 984-2440