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Comparison LSNB Rewards Accounts

Benefits
Elite Checking With Interest
Smart Choice Checking
Cell Phone Protection
Receive Up to $600 Per Claim ($1,200 Per Year) if Your Cell Phone is Broken or Stolen
Receive Up to $600 Per Claim ($1,200 Per Year) if Your Cell Phone is Broken or Stolen
Roadside Assistance
Up to $80 in Covered Service Charges, Available 24/7
Up to $80 in Covered Service Charges, Available 24/7
Buyers Protection & Extended Warranty
Newly Purchased Items are Protected for Up to $2,500 Per Item if Theft or Accidental Breakage Occurs During the First 180 Days of Purchase
Newly Purchased Items are Protected for Up to $2,500 Per Item if Theft or Accidental Breakage Occurs During the First 180 Days of Purchase
$10,000 Accidental Death Insurance
Yes
Yes
Local Merchant Discounts
Savings on Travel, Entertainment, Dining, Groceries, Clothing and More
Savings on Travel, Entertainment, Dining, Groceries, Clothing and More
Health Savings Card
Save Money on Prescriptions, Eye Exams, Frames, Lenses and Hearing Services
Save Money on Prescriptions, Eye Exams, Frames, Lenses and Hearing Services
Personal Identity Theft & Restoration
Includes Payment Card Fraud Resolution, $2,500 in Personal Identity Theft Benefit and Identity Restoration
Includes Payment Card Fraud Resolution, $2,500 in Personal Identity Theft Benefit and Identity Restoration
Cashier Checks or Money Orders
Total of Two (2) Per Visit
Total of Two (2) Per Visit
Notary Signature Services
Yes
Yes
Earn Interest On Your Balance
Yes
Internet Banking
Yes
Yes
Unlimited Bill Pay
Must be a current Internet Banking customer to have access to Unlimited Bill Pay at no cost.
Must be a current Internet Banking customer to have access to Unlimited Bill Pay at no cost.
ATM or Visa® Debit Card
ATM or VISA® Debit cards are available upon request.
ATM or VISA® Debit cards are available upon request.
ATM Deposits & Withdrawals
ATM withdrawals at Lone Star National Bank ATMs and Allpoint Network ATMs at no charge. Fees may apply at other bank ATMs.
ATM withdrawals at Lone Star National Bank ATMs and Allpoint Network ATMs at no charge. Fees may apply at other bank ATMs.
Allpoint ATM Network
Surcharge-free ATMs. Visit allpointnetwork.com or download the Allpoint app to find an Allpoint ATM. Available through the App Store, Google Play, or Microsoft Store.
Surcharge-free ATMs. Visit allpointnetwork.com or download the Allpoint app to find an Allpoint ATM. Available through the App Store, Google Play, or Microsoft Store.
24-Hour Phone Banking
Yes
Yes
eStatements
Must be a current Internet Banking customer. Select the option to receive your eStatement by registering through Internet Banking.
Must be a current Internet Banking customer. Select the option to receive your eStatement by registering through Internet Banking.
LSNB Mobile™
LSNB Mobile™ requires Web access and access fees may be charged by your mobile carrier; check with your mobile provider for specific details on fees and charges.
SMS Text Banking
Available to LSNB Mobile™ app users.
Available to LSNB Mobile™ app users.
Person to Person Payments
Available to LSNB Mobile™ app users.
Available to LSNB Mobile™ app users.
Bank to Bank Transfers
Available to Internet Banking and LSNB Mobile™ app users.
Available to Internet Banking and LSNB Mobile™ app users.
LSNB QuickDeposit (Mobile Deposit).
Available to LSNB Mobile™ app users.
Available to LSNB Mobile™ app users.
LSNB Card Manager™
Must be a current Internet Banking customer. Requires Web access and access fees may be charged by your mobile carrier; check with your mobile provider for specific details on fees and charges.
Must be a current Internet Banking customer. Requires Web access and access fees may be charged by your mobile carrier; check with your mobile provider for specific details on fees and charges.
Apple Pay/Google Pay/Samsung Pay
Requires enrollment through Mobile Wallet app.
Requires enrollment through Mobile Wallet app.
Minimum Initial Deposit
$1,500
$50
Service Fee
Waive the $15 Monthly Service Fee by Maintaining a $2,000 Daily Minimum Balance
$6 Monthly fee
Paper Statement Fee
Waive $3 Monthly Paper Statement Fee by Enrolling in eStatements
Waive $3 Monthly Paper Statement Fee by Enrolling in eStatements
Statement Cycle
Monthly
Monthly
Allpoint ATM Network
Find a Location

Find a Location Near You

56

ATMs

38

Banking Centers

Service available. Certain conditions apply.

(1) Subject to the terms and conditions detailed in the Guide to Benefits. Participating merchants on BaZing are not sponsors of the programs, are subject to change without notice, may not be available in all regions and may choose to limit deals. (2) Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK. (3) For current rates, visit one of our Banking Centers or call 1-800-580-0322. Rates are subject to change at Bank’s discretion. (4) Internet Banking, Unlimited Bill Pay, LSNB Mobile™, LSNB Card Manager™ and eStatements require enrollment in Internet Banking. LSNB Mobile™ requires Web access and access fees may be charged by your mobile carrier; check with your mobile provider for specific details on fees and charges. (5) ATM or Visa® Debit cards are available upon request. (6) ATM withdrawals at Lone Star National Bank ATMs and Allpoint Network ATMs at no charge. Fees may apply at other bank ATMs. (7) Surcharge-free ATMs. Visit allpointnetwork.com or download the Allpoint app to find an Allpoint ATM. Available through the Apple, Google or Windows store. (8) Available to LSNB Mobile App users. (9) Bank to Bank transfers are available to Internet Banking and LSNB Mobile™ App users. (10) Requires enrollment through Mobile Wallet App. Other account and service fees may apply. Fees are subject to change at the Bank’s discretion.