LSNB Business Checking
Streamline Your Business Finances with Ease and Efficiency
For small to mid-sized businesses, financial agility is key. LSNB Business Checking is tailored to streamline your financial operations, supporting your business as it grows.
Essentials That Empower Your Business
Account features
- Fee Waiver Options: Maintain your account without monthly fees by meeting minimum balance criteria.
- Low Initial Deposit: Start with only $100.
- Flexibility: 200 free items at no charge.
- Savings on Deposits: Cash deposits at no charge.
Account Information
- Waive the $7.50 monthly service fee when you maintain a $750 daily minimum balance.
- Initial Deposit of $100.
- Waive the $3 monthly paper statement fee by enrolling in eSatements.
- Imaged statements available upon request.
Terms & Conditions
Service available. Certain conditions apply.
(1) Internet Banking, Unlimited Bill Pay, LSNB Mobile™, and eStatements require enrollment in Internet Banking. LSNB Mobile™ requires Web access and access fees may be charged by your mobile carrier; check with your mobile provider for specific details on fees and charges. (2) ATM or Visa® Business Debit Cards are available upon request. (3) ATM withdrawals at Lone Star National Bank ATMs and Allpoint Network ATMs at no charge. Fees may apply at other bank ATMs. (4) Surcharge-free ATMs. Visit allpointnetwork.com or download the Allpoint app to find an Allpoint ATM. Available through the Apple, Google or Windows store. (5) Available to LSNB Mobile™ App users. (6) Requires enrollment through Mobile Wallet App. (7) Treasury Management services such as ACH Origination, Positive Pay, Merchant Card Services, Account Reconciliation, CD-ROM Statements and Office Banker™ are available for business checking accounts. Certain fees and conditions apply. Approval may be required. (8) Account analysis is used to determine the monthly fee for a Commercial Checking Account. Account analysis is a method used to compensate commercial accounts for collected balances in the form of a monthly earnings credit. The earnings credit is used to reduce or eliminate account fees. The earnings credit is calculated based on the 90 day Treasury Bill as posted in the Wall Street Journal. The earnings credit rate is a variable rate that may change at our discretion as often as daily. (9) For current rates please visit one of our Banking Centers or call 1-800-580-0322. Rates are subject to change at Bank’s discretion. (10) $3.00 monthly paper statement fee or eStatement at no charge. Paper statements do not include check copies or images. Free check images are provided with Internet Banking. (11) 200 items per statement cycle at no charge. Excess items are $.175 each. Items include Debits and Credits. Should your account exceed 200 items per statement cycle for three consecutive months, the bank has the discretion to convert your LSNB Business Checking account to a Commercial Checking account. Other account and service fees may apply. Account fees are subject to change without notice.
Key Benefits
Designed to make your banking experience as straightforward as possible.
Business Payment Solutions
From Treasury Management Solutions to Merchant Card Services, we provide the means to streamline and safeguard your financial operations.
Loans & Financing
Resources and financial strength to support your business growth and financing needs.
Business Support and Security
Benefit from services like Positive Pay and Night Depository, ensuring your funds are secure and your transactions are protected.
Digital Banking Excellence
From Internet Banking to LSNB Mobile, manage your finances with ease.
LSNB Quick Deposit
Deposit checks on the go anywhere in the US.
Mobile Wallet
A quick and easy way to use your LSNB debit or credit card with just a tap.
ATM Freedom
Access your money at more than 50,000 ATMs worldwide with Allpoint Network.
Comprehensive Services
Access to industry experts for any step of your financial journey: Buying a Home, Starting a Business, Insurance, Investments, Wealth Management & Trust.
Business Banking Made Simple
Our suite of digital banking tools is designed to make your banking experience as straightforward as possible:
- LSNB Quick Deposit & Mobile Wallet: Deposit checks and make payments with just a few taps.
- Bank to Bank Transfers: Move money effortlessly between accounts.
- LSNB Card Manager™: Take control of your business spending with ease.
Partner with LSNB for Your Business Banking Needs
Seeking a business checking account that understands your small business needs? Reach out to us for personalized support, or drop by one of our branches from the Rio Grande Valley to San Antonio, and let’s start building your business banking relationship today.
Let’s get started today! (956) 984-2440
