Automatically turn spare change from everyday purchases into savings each time you swipe your LSNB VISA debit card.
We’ll round up the transaction to the nearest dollar and transfer the difference automatically into your savings account.
Yes, it’s that simple!
How It Works
1
Enroll
First, enroll the LSNB Visa Debit Card you use for daily purchases.
You can enroll at your nearest banking center or by calling us at XXX-XXX-XXXX
2
Shop
Next, use your debit card for everyday purchases, like you normally would.
Tip: Use this card for online and recurring payments to boost change.
3
Save
Lastly, we’ll round up your purchase to the nearest dollar amount and transfer the difference from your checking account to the enrolled savings account, overnight.
Sit back and watch your savings grow!
What You Need to get started
- A personal checking account with a debit card
- A personal savings account
Terms & Conditions
Membership eligibility required. Program subject to change without notice; other restrictions may apply. Lone Star National Bank reserves the right to cancel or modify the Round Up & Save Program at any time at the bank’s discretion.
To participate in the Round Up & Save program, members must have an open eligible checking account with LSNB, with an open LSNB Visa Debit Card, and savings account to enroll in LSNB Round Up & Save program. Enrollment of the program must be done by visiting a Lone Star National Bank location or by calling us at 800-580-0322.
Debit card purchases eligible for Round Up & Save will be calculated overnight. Transactions are rounded up to the nearest whole dollar after they are posted. Pre-authorized transactions are excluded.
Your primary account will be a checking account, and the rounded-up amounts will be transferred to a linked savings account preselected by you.
The following account types are eligible for members to select as the receiving account for Round Up & Save: Personal Savings, and Cowboy Cash Savings.
At the end of each business day, the bank will initiate a single daily transfer of the rounded-up amount from your checking to your selected savings account. Members enrolling in Round Up & Save can also choose another member’s eligible savings account to receive the Round Up& Save savings.
The transfer will reflect as a Round Up Debit on your checking account and a Round Up Credit on your savings account.
The rounding transaction will not occur and will not affect any existing overdraft arrangements if your primary account has insufficient funds or is overdrawn.
In case of a debit card transaction reversal, the rounded-up amount credited to the savings account will remain unaffected and will not be reversed.
