More Services

Remote Deposit Capture (RDC) allows our business customers the ability to transmit check images to the bank for deposit via an encrypted Internet connection without ever having to leave their business. It is a safe and secure way to make deposits. The type of checks that can be deposited remotely are U.S. Checks, U.S. Money Orders, Traveler’s Checks, Cashier’s Checks and U.S. Treasury Checks.

• Faster check clearing (improved cash flow)
• Reduces trips to the bank
• Reduces deposit preparation time and cost by eliminating deposit tickets and making copies of the checks
• Creates efficiencies by streamlining operations and improving on internal productivity
• Extended deposit deadlines
• Next-day availability when processed by 9:00 p.m.
Note: Not all checks items may receive next day availability and are subject for review and approval

This service allows our business customers the ability to initiate domestic wire transfers across the United States. Our business customers can quickly process same-day and future-dated domestic wire payments.

• Eliminates trips to the bank
• Reduced fees
• Extended wire transfer deadlines
• No paperwork necessary to create the wire transfer
• Receive email wire transfer notifications and alerts

A service provided to efficiently manage mailed check payments to our business customers for the receipt of payment from their customers. Under this service the payments made by customers are directed to a special post office box instead of going to the company. Improved check collection, funds availability and delivery of remittance information same-day information access via electronic reporting is available, or the traditional paper reporting is also available. Enhance your back office processes by allowing Lone Star National Bank to directly receive and process the payments.

• Decrease the expense of receiving and processing payment
• Eliminate deposit preparation time
• Improve staff productivity by automating manual processes
• Decrease the potential for theft, fraud, or operational errors by reducing the number of employees that work each transaction

A fraud prevention service offered to our business customers that allows them to easily control and monitor incoming ACH transactions to protect them against posting of unauthorized ACH Debits.

• Reduce ACH fraud risk by monitoring and controlling all incoming ACH transactions
• Automatically block or filter incoming ACH transactions (Credits, Debits, or both)
• Streamline and improve operations

Checks continue to be the payment method most often exposed to fraudulent activity. Positive Pay Checks is a fraud prevention service offered to our business customers to protect them against forged, altered, and counterfeit checks. It verifies the accuracy of a check's account number, date, and dollar amount when the check is presented for payment to the business issued check files.