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FDIC Consumer News: Tax Season and Your Refund Options
Click here to learn more about the changes in banking technology that make managing your refund safer and easier than ever.
Account Details
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Internet Banking
Yes
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VISA® Business Debit Card
ATM or VISA® Debit card monthly fee of $1.00. In the case of multiple ATM or VISA® Debit cards linked to a single account, a maximum of $2.00 per account, per month will be charged. ATM or VISA® Debit cards are available upon request.
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ATM Deposits & Withdrawals
Yes
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Allpoint ATM Network
Surcharge-free ATMs. Visit allpointnetwork.com or download the Allpoint app to find an Allpoint ATM. Available through the App Store, Google Play, or Microsoft Store.
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Unlimited Bill Pay
Free Unlimited Bill Pay through Internet Banking.
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24-Hour Phone Banking
Yes
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E-Statements
Must be a current Internet Banking customer. Select the option to receive your E-Statement by registering through Internet Banking.
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LSNB Mobile™
Requires Web access and access fees may be charged by your mobile carrier; check with your mobile provider for specific details on the fees and charges.
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SMS Text Banking
Available to LSNB Mobile™ app users.
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Person to Person Payments
Available to LSNB Mobile™ app users.
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LSNB Card Manager™
Must be a current Internet Banking customer. Requires Web access and access fees may be charged by your mobile carrier; check with your mobile provider for specific details on fees and charges.
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Apple Pay/Google Pay/Samsung Pay
Requires enrollment through Mobile Wallet app.
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Night Depository Services
Yes
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Office Banker™
Yes
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ACH Origination
Yes
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Positive Pay
Yes
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Merchant Card Services
Yes
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Account Reconciliation
Yes
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CD-ROM Statement
Yes
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Minimum Initial Deposit
$100
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Minimum Balance Required
$1,200
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Monthly Service Fee
No Monthly Service Fee if Daily Balance is $1,200 and above. $15 if Daily Balance is below $1,200.
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Interest Bearing
Yes, if Daily Collected Balance is $1,200 and above.
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Statement Cycle
$2.00 monthly paper statement or E-Statement at no charge.
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Transaction Limitations
200 items at no charge per statement cycle. Excess items are $0.12 each. Items include debits and credits.
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