As one of the most trusted financial institutions in the Rio Grande Valley and San Antonio, Lone Star National Bank understands that keeping the public informed of its services is best for business. Here, you will find all of the information you need on what we can do to make your banking experience as pleasant as possible.

How a Checking or Youth Account Can Help Your Child Become a Financially Responsible Adult Many adults these days would probably agree that teaching today’s youth to be financially responsible is something that all parents should instill in their children. Many kids of all ages go through their youth without knowing how to balance their finances and spend only when absolutely necessary. If you’re a parent that doesn’t want for their child to experience empty bank accounts or poor credit scores, then our Youth Accounts can certainly help. read more

6 Financial Habits You Should Follow as a Responsible Debit or Credit Card User It goes without saying that everyone should practice the art of being a responsible credit or debit card user. When you’re in control of your finances, there’s a lower chance of facing financial stresses and out of control debt. Avoiding swiping your credit card here and there when making purchases you necessarily don’t need can certainly be a challenge, so we’ve put together a little list of key habits that responsible credit card users should more

How You Can Start Investing with a Small Amount of Money TOne of the main reasons many people avoid investing in a potentially profitable venture is due to a perception that doing so requires a significant amount of money. This couldn’t be further from the truth. Investing, even in small amounts, can reap big rewards. The key, as with any successful trait, is starting early and doing some homework. If you start now, you’ll be in a better position for scoring a return on your investment. read more

Thinking of Tomorrow: Easy Steps You Can Take to Begin Preparing for Your Retirement There are many ways to take a practical approach to saving and generating different methods of income. By thinking outside the box, you can increase your chances of enjoying a bright and financially secure future after retirement. Retirement is something that many young Americans don’t think of, but it’s important to know that saving for when you’re ready to hang your boots up is never too late. Read on to learn more about what you can do to save for your more

LSNB President S. David Deanda, Jr. Presented with Prestigious Golden Eagle Award Our very own President and COO, S. David Deanda, Jr., was honored at the event with the distinguished Golden Eagle Award for his contributions to South more

Stretching Your Refund: 5 Things You Can do to Reap the Benefits of Your Tax ReturnIt’s that time of year when most start seeing a tax refund from Uncle Sam! Most Americans simply don’t add their tax refund into their annual budget since they see it as a bonus check, which can be a bad thing if they aren’t the type to save up for an emergency or unexpected expense. Tax refunds aren’t a gift from Uncle Sam, rather they’re made up of money held from your paycheck throughout the year. read more

Tips to Always Keep in Mind When Considering a Vehicle PurchaseBuying a new vehicle can be a stressful experience in many cases. Buyers have been known to spend hours and hours at auto dealerships when closing deals. If you’re not prepared for what lies ahead in your search for a new vehicle, then you could end up leaving money on the table, which is why we suggest doing your homework when choosing the right car and more

4 Reasons Why it’s Better to Build a Business at a Slow and Steady PaceIhere are many businesses that enter the market and end up succeeding overnight. We all hear about them on social and entrepreneurial circles. It can be tricky knowing when, how and where to join the market you want to make it big in. Yet, for those with limited capital, the best and most secure way to start is slowly. Entrepreneurship is a hard road to travel and many think that starting a business will give them immediate success. For others, it’s much better to start slow and even on a part-time basis, especially when there is no financial support. Having a full-time job could be the way to go while you get your business developed and more

5 Ways to Put Your Income Tax Return to Good UseIt’s that time of year when everyone is looking to get ready to use their income tax return. The average income tax return total is about $3,120 according to the IRS. Before spending your return on something you might later regret, consider better ways of putting it to good use. Below are some options to consider. read more

4 Smart Ways to Spend Your Tax Refund in 2017While most have yet to receive their W2s, many are already debating on what to spend their refunds on. You could have your refund earmarked for some much needed shopping, but before you get ahead of yourself, rethink what you’ll be doing with yours. Don’t treat your money as a bonus check. Instead, give it a purpose. read more

What You Should do to Get Ready for Tax SeasonIt’s that time of year many look forward to and others don’t. Yes, we’re talking about tax season. Many start noticing tax forms as they arrive in the mail from the end of January and on. While online tax software has made things easier for tax professionals, most of the burden still falls on you. Get anything wrong and you might be dealing with a financial headache later on. read more

Why You Should Open a Certificate of Deposit with Lone Star National BankAnyone looking for a place to store his or her hard-earned money for a long time (other than a checking or savings account) should consider a certificate of deposit (CD). It’s a great way to hold the cash you won’t be using for an extended period of time. In this piece, we’ll break down everything you’ll need to know about CDs and investment strategies. read more

A New Year Means a New Financial OutlookA new year always seems to be the best time to start eating healthy, leaving negative karma behind and overhauling your financial life. Many tips and tricks can serve as excellent starting points to help you get closer to your financial goals. Below are just a few to consider to add to your agenda. read more

What You Can do to Avoid a Financial Holiday HangoverAfter all of the gifts have been opened, the food eaten and the catching up with friends and family is over, it’s normal to be weary of looking at your bank account. The holiday season is one of the most brutal to your wallet if you don’t plan accordingly. It can lead to impulsive spending and more debt that you’ll eventually have to deal with. But one of the most productive things you can do is find ways to ease the financial strain you’ve put on yourself. read more

10 Benefits of Owning an LSNB Credit Card - Part 2In our previous post about LSNB’s credit cards, we discussed such benefits as Internet purchases, rewards, improved credit scores and more that can all make your financial needs easier. In this piece, we’ll discuss, at length, the remaining benefits of owning our Visa and Master Card credit cards. read more

A Few Ideas to Consider When Financially Planning for an Extended Leave One of the biggest and most common reasons professionals go on extended leave from work is due to the addition of a new family member. Yes, we’re talking about children! People usually want to spend time at home as children grow up and don’t think about returning to work until after the first school year. read more

10 Benefits of Owning an LSNB Credit Card - Part 1 We completely understand why credit cards get a decent amount of bad press when it comes to personal finances. Yet, credit cards offer a variety of benefits when people use them correctly and responsibly. They also turn out to be an excellent financial tool. read more

Let’s Do Business: 4 Benefits of Owning a Business Checking Account If you manage a small business, juggling staff, customers and cash flows are some things that have to be dealt with head-on. It can be hard, but if you're looking to make things easier on yourself, consider looking into a Lone Star National Bank Business Savings Account, which can help your business run things more smoothly. read more

4 Things to Keep in Mind When Opening a Business Checking Account For small business owners, spending the least amount on anything business-related is very tempting - especially for a start-up. This usually includes anything from running client payments to handling business expenses through their own checking account instead of a business account. At Lone Star National Bank, we encourage all entrepreneurs to open a business checking account, even if they're just starting out as a freelancer. There are many benefits about separating business and personal finances, so let’s go through them! read more

4 Tips to Save Money During Your Holiday Shopping The season of spending money on holiday gifts is quickly approaching - it’s a festive time that should be about giving and not expecting anything in return. Oftentimes, however, holidays come at a cost. Each year, millions of Americans go over their budgets during the holidays, and sometimes, this period results in gathering new debt to help cover expenses. Lone Star National Bank has financial services to help you save and spend money - without overspending! read more