OUR PRIVACY PLEDGE TO YOU
As our customer you provide us with important information about yourself. We believe it is our responsibility to safeguard your
personal and financial information. While some financial institutions share account owner information with other businesses, we are
committed to keeping your important information confidential.
We have developed the following privacy policy to ensure you the confidentiality you deserve. You have our promise that we will adhere
to these guidelines. It is our pledge to you.
NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
We, our, and us, when used in this notice, mean Lone Star National Bank.
This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:
Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a(n):
Deposit account
Loan account
Credit card account
Safe deposit box
Mortgage brokerage services
We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.
We first define some terms.
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service
to you. Nonpublic personal information does not include information that is available from public sources, such as telephone
directories or government records. Hereafter, we will use the term "information" to mean nonpublic personal information as defined
in this section.
An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same
company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as
nonaffiliated third party, or simply, an "other party."
THE INFORMATION WE COLLECT
We collect information about you from the following sources: Information you give us on applications or other forms
Information about your transactions with us
Information about your transactions with our affiliates
Information about your transactions with nonaffiliated third parties
Information from a consumer reporting agency
INFORMATION WE DISCLOSE ABOUT YOU
We do NOT disclose any information about you to anyone, except as permitted by law.
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION
We restrict access to information about you to those employees who need to know that information to provide products or services to
you. We maintain physical, electronic, and procedural safeguards to protect this information.
INFORMATION ABOUT FORMER CUSTOMERS
We do not disclose information about former customers, except as permitted by law.
