Lone Star National Bank


Home | Personal Banking | Checking Accounts


Checking Accounts Comparison
e-checking
Basic Checking
Classic Checking

Internet Banking

Direct Deposit

Unlimited Check Writing

Certain Fees Apply (10)10$2.00 per non-electronic transactions such as In-Branch Deposits and Withdrawals.

10 Items per Monthly Cycle (11)11$2.00 per excess items posted on your account per statement cycle.

Unlimited Bill Pay (1)1Must be a current Internet Banking customer to have access to Unlimited Bill Pay at not cost.

ATM Deposits & Withdrawals (2)2Free ATM Withdrawals at Lone Star National Bank ATMs. Fees may apply at other bank ATMs.

24-Hour Phone Banking

e-Statement (3)3Must be a current Internet Banking customer. Select the option to receive your e-Statement by registering through Internet Banking.

LSNB Mobile™ (4)4You will be charged access rates by your service provider. Web access is needed to use LSNB Mobile™. Check with your service provider for details on specific fees and charges. Must be a current Internet Banking customer. Enroll in mobile banking through Internet Banking.

Wallet Checks

N/A

N/A

N/A

Money Orders

N/A

N/A

N/A

Cashier's Checks

N/A

N/A

N/A

Notary Services

N/A

N/A

N/A

ATM or Visa® Debit Card (5)5ATM or Visa® Debit card monthly fee of $1.00. In the case of multiple ATM or Visa® Debit cards linked to a single account, a maximum of $2.00 per account, per month will be charged. Monthly card fee does not apply to Lone Star Legacy Club™ checking account holders. ATM or Visa® Debit cards are available upon request.

Minimum Initial Deposit

$50

$50

$50

Minimum Balance Required (6)6Minimum balance required to avoid monthly service fee.

N/A

N/A

$750

Safe Deposit Box (8)8Must have safe deposit box fee auto debited from checking account.

N/A

N/A

N/A

Wire Transfers (9)9Outgoing Wire Transfers must be originated from a Lone Star Legacy Club™ checking account.

N/A

N/A

N/A

Monthly Service Fee

Truncated Statement Option Service Fee Applies

No Monthly Service Fee if Less than 10 items are Transacted. $2 Each Addtional Item.

No Monthly Service Fee if Daily Balance is $750 and Above.

e-Statement

Truncated Statement

$2 Monthly Service Fee

$2 Monthly Service Fee

$7.50 if Daily Balance is Below $750

Imaged Statement

N/A

N/A

$10 if Daily Balance is Below $750

Interest Bearing

N/A

N/A

N/A

Transaction Limitations

N/A

Yes (13)13No service charge if less than 10 items are transacted. $2.00 each additional item.

N/A

(1) Must be a current Internet Banking customer to have access to Unlimited Bill Pay at not cost. (2) Free ATM Withdrawals at Lone Star National Bank ATMs. Fees may apply at other bank ATMs. (3) Must be a current Internet Banking customer. Select the option to receive your e-Statement by registering through Internet Banking. (4) You will be charged access rates by your service provider. Web access is needed to use LSNB Mobile™. Check with your service provider for details on specific fees and charges. Must be a current Internet Banking customer. Enroll in mobile banking through Internet Banking. (5) ATM or Visa® Debit card monthly fee of $1.00. In the case of multiple ATM or Visa® Debit cards linked to a single account, a maximum of $2.00 per account, per month will be charged. Monthly card fee does not apply to Lone Star Legacy Club™ checking account holders. ATM or Visa® Debit cards are available upon request. (6) Minimum balance required to avoid monthly service fee. (8) Must have safe deposit box fee auto debited from checking account. (9) Outgoing Wire Transfers must be originated from a Lone Star Legacy Club™ checking account. (10) $2.00 per non-electronic transactions such as In-Branch Deposits and Withdrawals. (11) $2.00 per excess items posted on your account per statement cycle. (12) Yes. A tiered interest rate will be paid for accounts with a daily collected balance greater than zero dollars. Higher interest rates will be paid for accounts with a daily collected balance of $2,500 or more. (13) No service charge if less than 10 items are transacted. $2.00 each additional item.

Other account and service fees may apply. Please refer to our Truth In Savings Disclosure, Privacy Policy and Depository Agreement for further information.