Lone Star National Bank

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Savings Accounts Comparison	Premium Money Market	Savings	Select CD Savings	Premium Select CD Savings	Certificates of Deposits (CDs)

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ATM Card (1)1ATM cards are available upon request and can only be used for ATM withdrawals and deposits. Point-of-sale transactions do not apply.					N/A
Minimum Initial Deposit	$50	$25	$700	$50,000	$1,000 Regular CD $100,000 Jumbo CD
Service Fee	FREE (2)2FREE if Daily Balance is Over $2,500. $15 Monthly Service Fee if Daily Balance is Under $2,500.	FREE (3)3FREE if Daily Balance is Over $25. $3.99 Per Quarter if Daily Balance is Under $25.	FREE (4)4FREE if Daily Balance is Over $700. $15 Per Quarter if Daily Balance is Under $700.	FREE (5)5FREE if Daily Balance is Over $50,000. $25 Per Quarter if Daily Balance is Under $50,000.	Penalty for Early Withdrawal
Interest Bearing	YES, if Daily Collected Balance is Over $2,500	YES, if Daily Collected Balance is Over $25	YES, if Daily Collected Balance is Over $700	YES, if Daily Collected Balance is Over $50,000	Competitive Rates
Transaction Limitations (6)6Transfers from a Premium Money Market, Savings, Select CD Savings or Premium Select CD Savings to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per statement cycle with no more than three by check, draft, debit card, or similar order to third parties.	FREE (7)7FREE In-Person Unlimited Lobby Withdrawals. 6 ATM or Check Withdrawals Per Statement Cycle, 3 of Which May be Checks to Third Parties. Excess Items are $12.99 each.	FREE (8)84 FREE Withdrawals Per Quarter. Excess Items are $1.99 each.	FREE (9)93 FREE Withdrawals Per Quarter. Excess Items are $5.99 each.	FREE (10)103 FREE Withdrawals Per Quarter. Excess Items are $25 each.	Penalty for Early Withdrawal
Statement Cycle	Monthly Statement	Quarterly Statement	Quarterly Statement	Quarterly Statement	N/A

1 ATM cards are available upon request and can only be used for ATM withdrawals and deposits. Point-of-sale transactions do not apply. 2 FREE if Daily Balance is Over $2,500. $15 Monthly Service Fee if Daily Balance is Under $2,500. 3 FREE if Daily Balance is Over $25. $3.99 Per Quarter if Daily Balance is Under $25. 4 FREE if Daily Balance is Over $700. $15 Per Quarter if Daily Balance is Under $700. 5 FREE if Daily Balance is Over $50,000. $25 Per Quarter if Daily Balance is Under $50,000. 6 Transfers from a Premium Money Market, Savings, Select CD Savings or Premium Select CD Savings to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per statement cycle with no more than three by check, draft, debit card, or similar order to third parties. 7 FREE In-Person Unlimited Lobby Withdrawals. 6 ATM or Check Withdrawals Per Statement Cycle, 3 of Which May be Checks to Third Parties. Excess Items are $12.99 each. 8 4 FREE Withdrawals Per Quarter. Excess Items are $1.99 each. 9 3 FREE Withdrawals Per Quarter. Excess Items are $5.99 each. 10 3 FREE Withdrawals Per Quarter. Excess Items are $25 each.

Other account and service fees may apply. Please refer to our Truth In Savings Disclosure, Privacy Policy and Depository Agreement for further information.