International Personal Banking

PERSONAL BANKING ACCOUNTS
DIRECT
e-CHECKING
CLASSIC CHECKING
GENERATIONS GOLD
NOW CHECKING
LONE STAR LEGACY CLUB™
Designed For:
Individuals, Joint Owners and Students
Individuals, Joint Owners and Students
A NOW Account for individuals who want to enjoy the benefits of a club account that offers many discounts opportunities
A NOW Account for individuals, joint account holders, sole proprietorships and non-profit organizations seeking an interest bearing checking account
A NOW Account for individuals who are over 50 years young and who want to enjoy the benefits this exclusive club offers
Internet Banking
Direct Deposit
Unlimited Check Writing
10 Items per Monthly Cycle(9)
Unlimited Bill Pay (1)
ATM Deposits & Withdrawals (2)
24-Hour Phone Banking
e-Statement (3)
LSNB Mobile™ (4)
Wallet Checks
N/A
N/A
N/A
Money Orders
N/A
N/A
N/A
Cashier's Checks
N/A
N/A
N/A
Notary Services
N/A
N/A
N/A
ATM or Visa® Debit Card (5)
Minimum Initial Deposit
$50
$50
$50
$50
$1,000
Minimum Balance Required (6)
N/A
$750
N/A
$1,200
$1,500
Safe Deposit Box (7)
N/A
N/A
N/A
N/A
50% Off on a 3x5 or 3x10 Safe Deposit Box (subject to availability) and No Set-Up Fee.
Wire Transfers (8)
N/A
N/A
N/A
N/A
2 FREE Domestic Outgoing Wire Transfers Per Month. 2 FREE International Outgoing Wire Transfers Per Month.
Monthly Service Fee
No Monthly Service Fee if Less than 10 Items are Transacted. $2.00 Each Additional Item.
No Monthly Service Fee if Daily Balance is $750 and Above.
e-Statement, Truncated or Imaged Statement Option Service Fee Applies
No Monthly Service Fee if Daily Balance is $1,200 and Above.
No Monthly Service Fee if Daily Balance is $1,500 and Above.
e-Statement
$5.50 Monthly Service Fee
Truncated Statement
$2.00 Monthly Service Fee No Monthly Service Fee with Direct Deposit with e-Statement
$7.50 if Daily Balance is Below $750.
$7.50 Monthly Service Fee
$13 if Daily Balance is Below $1,200.
$10 if Daily Balance is Below $1,500.
Imaged Statement
N/A
$10.00 if Daily Balance is Below $750.
$10.00 Monthly Service Fee
$15 if Daily Balance is Below $1,200.
$12 if Daily Balance is Below $1,500.
Interest Bearing
N/A
N/A
Yes, if Daily Collected Balance is $1,200 and Above.
Yes, if Daily Collected Balance is $1,200 and Above.
Yes (10)
Transaction Limitations
Yes (11)
N/A
N/A
N/A
N/A

Service available. Certain conditions apply.
(1) Must be a current Internet Banking customer to have access to Unlimited Bill Pay at no cost. (2) Free ATM Withdrawals at Lone Star National Bank ATMs. Fees may apply at other bank ATMs. (3) Must be a current Internet Banking customer. Select the option to receive your e-Statement by registering through Internet Banking. (4) You will be charged access rates by your service provider. Web access is needed to use LSNB Mobile™. Check with your service provider for details on specific fees and charges. Must be a current Internet Banking customer. Enroll in mobile banking through Internet Banking. (5) ATM or Visa® Debit card monthly fee of $1.00. In the case of multiple ATM or Visa® Debit cards linked to a single account, amaximum of $2.00 per account, per month will be charged. Monthly card fee does not apply to Lone Star Legacy Club™ checking account holders. ATM or Visa® Debit cards are available upon request. (6) Minimum balance required to avoid monthly service fee. (7) Must have safe deposit box fee auto debited from checking account. (8) Outgoing Wire Transfers must be originated from a Lone Star Legacy Club™ checking account. (9) $2.00 per excess items posted on your account per statement cycle. (10) A tiered interest rate will be paid for accounts with a daily collected balance greater than zero dollars. Higher interest rates will be paid for accounts with a daily collected balance of $2,500 or more. (11) No service charge if less than 10 items are transacted. $2.00 each additional item.
Other account and service fee may apply. Piease refer to our Depository Agreement. for further information.

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