Lone Star National Bank

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Business Checking Accounts Comparison	Totally FREE Business Checking	Totally FREE Business Checking with Interest	Commercial Checking	Premium NOW

FREE Internet Banking
FREE Visa® Business Debit Card (1)1Visa® Business Debit card monthly handling fee of $1.00. Maximum of $2.00 per account, per month. Visa® Business Debit cards are available upon request.
FREE ATM Deposits
FREE Unlimited Bill Pay (2)2Free Unlimited Bill Pay through Internet Banking.
FREE 24-Hour Phone Banking
FREE e-Statement (3)3Must be a current Internet Banking customer. Select the option to receive your e-Statement by registering through Internet Banking.
FREE LSNB Mobile™ (4)4You will be charged access rates by your carrier. Web access is needed to use LSNB Mobile™. Check with your service provider for details on specific fees and charges. Must be a current Internet Banking customer. Enroll in mobile banking through Internet Banking.
FREE Night Depository Services
ACH Origination (5)5Cash Management services such as ACH Origination, Positive Pay, Merchant Card Services, Account Reconciliation and CD-ROM Statements are available for business checking accounts. Certain fees and conditions apply.
Positive Pay (5)5Cash Management services such as ACH Origination, Positive Pay, Merchant Card Services, Account Reconciliation and CD-ROM Statements are available for business checking accounts. Certain fees and conditions apply.
Merchant Card Services (5)5Cash Management services such as ACH Origination, Positive Pay, Merchant Card Services, Account Reconciliation and CD-ROM Statements are available for business checking accounts. Certain fees and conditions apply.
Account Reconciliation (5)5Cash Management services such as ACH Origination, Positive Pay, Merchant Card Services, Account Reconciliation and CD-ROM Statements are available for business checking accounts. Certain fees and conditions apply.
CD-ROM Statement (5)5Cash Management services such as ACH Origination, Positive Pay, Merchant Card Services, Account Reconciliation and CD-ROM Statements are available for business checking accounts. Certain fees and conditions apply.
Account Analysis (6)6Account analysis is used to compensate commercial accounts for collected balances. This compensation is in the form of an earnings credit. The earnings credit is used to reduce or eliminate account fees. The earnings credit is a variable rate that is subject to change at the discretion of Lone Star National Bank.	N/A	N/A
Minimum Initial Deposit	$50	$50	$50	$50
No Minimum Balance Required			(7)7FREE if Daily Collected Balance is Over $10,000. $12.99 if Daily Collected Balance is Between $1,000 - $9,999. $15.99 if Daily Collected Balance is Below $1,000.	(8)8FREE if balance is over $1200 $15 if Daily Collected Balance is under $1200.
Monthly Service Charge	FREE (9)9FREE if Less Than 400 Items. Excess Items are $.25 each.	FREE (9)9FREE if Less Than 400 Items. Excess Items are $.25 each.	FREE (7)7FREE if Daily Collected Balance is Over $10,000. $12.99 if Daily Collected Balance is Between $1,000 - $9,999. $15.99 if Daily Collected Balance is Below $1,000.	FREE (8)8FREE if balance is over $1200 $15 if Daily Collected Balance is under $1200.
Interest Bearing	N/A	YES (10)10Yes, if Daily Collected Balance is Over $1,200.	N/A	YES (10)10Yes, if Daily Collected Balance is Over $1,200.
Transaction Limitations	400 FREE Items. Excess items are $.25 each.	400 FREE Items. Excess items are $.25 each.	Per item fee is $.18. Items include Debits and Credits.	N/A
Statement Cycle	Monthly Truncated Statement	Monthly Truncated Statement	Monthly Imaged Statement	Monthly Imaged Statement

1 Visa® Business Debit card monthly handling fee of $1.00. Maximum of $2.00 per account, per month. Visa® Business Debit cards are available upon request. 2 Free Unlimited Bill Pay through Internet Banking. 3 Must be a current Internet Banking customer. Select the option to receive your e-Statement by registering through Internet Banking. 4 You will be charged access rates by your carrier. Web access is needed to use LSNB Mobile™. Check with your service provider for details on specific fees and charges. Must be a current Internet Banking customer. Enroll in mobile banking through Internet Banking. 5 Cash Management services such as ACH Origination, Positive Pay, Merchant Card Services, Account Reconciliation and CD-ROM Statements are available for business checking accounts. Certain fees and conditions apply. 6 Account analysis is used to compensate commercial accounts for collected balances. This compensation is in the form of an earnings credit. The earnings credit is used to reduce or eliminate account fees. The earnings credit is a variable rate that is subject to change at the discretion of Lone Star National Bank. 7 FREE if Daily Collected Balance is Over $10,000. $12.99 if Daily Collected Balance is Between $1,000 - $9,999. $15.99 if Daily Collected Balance is Below $1,000. 8 FREE if balance is over $1200 $15 if Daily Collected Balance is under $1200. 9 FREE if Less Than 400 Items. Excess Items are $.25 each. 10 Yes, if Daily Collected Balance is Over $1,200.

Other account and service fees may apply. Please refer to our Truth In Savings Disclosure, Privacy Policy and Depository Agreement for further information.