Internet Banking
 

 
 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Internet Banking FAQs

St@rNet Banking FAQs

BillPay FAQs

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St@rNet Banking FAQs

Q. What is St@rNet Banking? Is there a fee?
A. St@rNet Banking is a real-time online system that allows our customers a secure and convenient way to access their Lone Star National Bank accounts via the Internet. St@rNet Banking is free!
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Q. Do I have to register to use St@rNet Banking?
A. You can apply online or in person at any one of our Lone Star National Bank Locations valley wide.
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Q. I am having difficulty logging into my St@rNet Banking account. What do I do?
A.

There may be several reasons you are experiencing difficulty logging into your St@rNet Banking session. If you complete the ID and Password fields and click submit and your computer does not seem to do anything, the problem may be your browser. We have found that users with Internet Explorer version 5.0 or XP need to complete one of the following two options:

  • At the bottom right hand corner of your screen there should be a little red circle with a minus sign inside. Double click on this icon and a 'Privacy Report' window should appear. On the Privacy Report, highlight the site address in the text area by clicking once on it, then click 'Summary.' When the Política de Privacidad window pops up, check the box at the bottom that states 'Always allow this site to use cookies.' Click OK and close out of the privacy report.
  • If this does not seem to clear up the problem, you may want to try this solution. On the top Internet Explorer tool bar, choose 'Tools,' then 'Internet Options.' On the Internet Options window, click on the tab labeled 'Privacy.' On the Privacy window, there will be a section titled Settings, and there will be a slider on the left hand side. Move the slider all the way down, until it says 'Accept All Cookies.' Click OK and close out.
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Q. Why does it say 'Your Account is Currently Locked' when I try to log into St@rNet Banking?
A. As a security measure, accounts will lock for several reasons, such as inactivity or the incorrect Password being entered three times in a row. If your account is locked, please call your local branch, or 800-580-0322 extension 2433 during regular business hours. Upon proper identification, we will be happy to unlock the account and reset the Password. This is only for the security of our customers. We apologize for any inconvenience.
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Q. What kind of browser do I need?
A. You will need a connection to the Internet and a Web Browser that supports 128-bit SSL encryption. Netscape Navigator 5.0 (or higher) or Microsoft Explorer 6.0 (or higher) both support this type of encryption.

TEST YOUR BROWSER HERE

You can download the latest browser software at the following sites:

http://www.microsoft.com/windows/ie/downloads/
http://wp.netscape.com/download/
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Q. What happens if I forget my Password?
A. You are allowed 3 attempts to enter the correct Password before your account will be locked. If you cannot remember your Password and/or you are locked out of the system, please contact your local branch or call 800-580-0322 extension 2433during regular business hours.
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Q. What happens if I don't log off the system?
A. St@rNet Banking has a 10-minute time out feature. If the system has been inactive for over 10 minutes, the user will be required to re-enter their ID and Password.
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Q. How secure is St@rNet Banking?
A. State-of-the-art technology is used to keep your information secure. All sensitive and personal information is encrypted, and access requires passwords that only you know. In addition Social Security numbers and Tax ID numbers are never displayed on the St@rNet Banking system. However, if you feel your information has been jeopardized in any way, please contact your local branch immediately.
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Q. Are their limits on the number of transfers I can make?
A. Yes, depending on the type of account you have. Some accounts, such as checking accounts, have no limits on the number of transfers a client can make. However, savings accounts, by federal regulation, are allowed no more than six electronic transfers per month.
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Q. What does the downloading feature do?
A. The download option allows you to download your transactions and/or payment schedule (BillPay users) into your specific financial software.
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Q. What can I do to keep my information secure?
A. There are several things you can do to protect your Identification and Password.
  • Do not use an obvious number or other accessible information for your St@rNet Banking ID or Password.
  • Ensure no one is watching when you enter your St@rNet Banking ID and Password.
  • Try to memorize your St@rNet Banking ID and Password rather than writing them down.
  • If you record your St@rNet Banking ID and Password, store the document in a secure place.
  • Do not share your St@rNet Banking ID and Password with others.
  • Report any unusual account activity immediately.
  • Do not give your information to anyone requesting it over the phone unless you have initiated the call.
  • Always log out of the system.
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BillPay FAQs

Q. What is BillPay? Is there a fee?
A. BillPay is an online bill payment system that allows our customers to send an electronic or check remittance to any business/person within the United States. BillPay is a free service provided to you by Lone Star National Bank.
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Q. Do I have to register to use BillPay?
A. No, you will be able to set yourself up by clicking on the BillPay tab in your St@rNet Banking account.
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Q. When and how are payments processed?
A. Scheduled payments are processed Monday through Friday at 2:00 a.m. and 12:00 p.m. (noon) Central. Payments made or scheduled before 2:00 a.m. Monday through Friday will be processed that day. Payments entered after 12:00 p.m. (noon) on Friday will be processed on the next business day. Scheduled payments that fall on the weekend or a holiday will be processed the previous business day. Always allow 3-5 business days for electronic payments, 5-10 days for payments made by check.
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Q. Will the memo field be printed on the check sent to the payee?
A. Yes. The memo field text will be printed on payments remitted by check. The account number that you entered when you added the payee to your Personal Payee List is also printed on the check. This allows the payee to know which account to apply the payment to.
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Q. Can I postdate single and/or recurring payments?
A. Yes. Just set the payment date for any date in the future by setting the Frequency mode which allows you to schedule payments in the future or for the current date. If a monthly recurring payment is set up to be paid on the 15th and the current date is November 5th, a payment will be scheduled for the month of November and the 15th of every future month until the end date is reached. However, if the payment is set up to be paid on the 15th and the current date is November 16, the first payment will occur on December 15th.
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Contact Information:
info@lonestarnationalbank.com